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Downloadable Resources

The New Jersey Economic Development Authority (EDA) provides brochures that support the efforts and initiatives of the State of New Jersey.


    EDA Small Business Financing Solutions

    The EDA has a long history of supporting growth in New Jersey for businesses of all sizes, but support of small to mid-sized businesses has always been one of our top priorities. With the creative and versatile loan solutions available to small to mid-sized businesses through the EDA, now is an opportune time to contact EDA to determine if any of our programs may be the right fit for your small to mid-sized business needs.

    EDA Technology & Life Sciences Programs

    Overview of EDA programs available for technology and life sciences companies in New Jersey.

    Opening Doors to Lending

    EDA programs make it possible for NJ lenders to support more growing businesses. Source: NJ Business Magazine

    Product Brochure - Angel Investor Tax Credit Program

    Companies that file taxes in New Jersey and invest in a qualifying NJ emerging technology business may benefit from a tax credit through the Angel Investor Tax Credit Program.

    Product Brochure - Bond Financing

    Creditworthy manufacturing companies, 501(c)(3) not-for-profit organizations, and exempt facilities in New Jersey may be eligible for long-term financing under the Bond Financing Program.

    Product Brochure - Direct Loans/Small Business Fund

    New Jersey businesses in need of financing and committed to job creation/retention may be eligible for direct loans through EDA when financing is not available under other EDA financing programs.  Creditworthy small, minority-owned or women-owned businesses in New Jersey that have been in operation for at least one full year and may not have the ability to get bank financing, or not-for-profit corporations that have been operating for at least three full years, may be eligible for direct loans under the Small Business Fund.

    Product Brochure - Economic Redevelopment and Growth (ERG) Program

    The Economic Redevelopment and Growth (ERG) Program is an incentive for developers and businesses to address revenue gaps in development projects, defined as having insufficient revenues to support the project debt service under a standard financing scenario.  It can also apply to projects that have a below market development margin or rate of return. The grant is not meant to be a substitute for conventional debt and equity financing, and applicants should generally have their primary debt financing in place before applying.  In order for a project to be approved, it needs to undergo a rigorous analysis of the sources and uses of funds, construction costs and projected revenues.

    Product Brochure - Edison Innovation Angel Growth Fund

    Angel supported technology companies with minimum trailing 12 month commercial revenues of $500,000 may be eligible for up to $250,000 in subordinated convertible debt financing.  Growth capital through the Edison Innovation Angel Growth Fund can be used for key hires, product rollout, product enhancement, and marketing/sales.  There is a 2:1 angel match funding requirement that must be received within 90 days prior to application.

    Product Brochure - Edison Innovation Growth Stars Fund

    Angel and/or VC supported technology companies with minimum trailing 12 month commercial revenues of $2,000,000 may be eligible for up to $500,000 in subordinated convertible debt financing.  Growth capital through the Edison Innovation Growth Stars Fund can be use for key hires, product rollout, product enhancement, and marketing/sales.  There is a 1:1 match funding requirement that must be received within 90 days prior to application.

    Product Brochure - Edison Innovation VC Growth Fund

    Venture capital (VC) supported technology companies with minimum trailing 12 month commercial revenues of $500,000 may be eligible for up to $1 million in subordinated convertible debt financing.  Growth capital through the Edison Innovation VC Growth Fund can be used for key hires, product rollout, product enhancement, and marketing/sales.  There is a 1:1 VC match funding requirement that must be received within 90 days prior to application.

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